The Problems

BIG HOSPITALS

Closed-door pricing negotiations leading to inflated cost with patients unaware of alternative solutions.

NETWORKS

Sells an unpublished discount off unpublished rates.
Owned by Big Hospitals and Big Insurance.

BIG PHARMA

Inflated wholesale prices.
Cost masked by copays.
Middlemen incented by increased cost and use.

Rx BENEFT MANAGERS (PBMs)

Sells an unpublished discount off unpublished wholesale prices
Gets paid % of this discount.
Earn rebates that should go to member or employer.

BIG INSURANCE

Sells “trend” to grow premium.
Agents paid a % of this premium.
Regs have increased cost.

OLD AGENTS

Paid % of increasing premiums.
Paid bonus to grow premium.

The problem

viewed by customer

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There is a better way

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Find out how much you can save

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What Loxley Group

Does for You

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