THE PROBLEM

OLD AGENTS

Traditional Insurance Agents represent the largest conflict of interest protecting the current healthcare supply chain.

Traditional Agents get paid:

  • a percentage of your premium
  • a bonus for growth of this premium

The agency earns a total book retention bonus based on:

  • growth in premium
  • profitability of the agency’s book

Furthermore, an agent must work much harder to obtain claims transparency, shop your insurance costs, negotiate direct provider contracts, and build a cost reduction strategy. 

The traditional agent is paid to protect status quo.

LOXLEY SOLUTION: 

At Loxley Group, we work for a flat fee, or performance contract based on lowering your cost, not increasing it.

BIG INSURANCE

Rx BENEFT MANAGERS (PBMs)

BIG HOSPITALS